July 13, 2007

What do they tell you? Californians have been protected by such a law since 2

What do they tell you? Californians have been protected by such a law since 2. Vermont, Texas, and Louisiana have also passed freeze laws and other states are taking a closer look at enacting similar types of consumer protection.Placing a freeze on your credit files with the three major credit reporting agencies Experian, TransUnion, and Equifax effectively shuts out potential lenders from accessing your credit files in order to make you an offer for credit.

The following explains these rights

The following explains these rights.(Copied from the Federal Trade Commission web site)Your Credit ReportYour credit payment history is recorded in a file or report. If you dont feel comfortable with their policy, find another store.