To read about how this well known internet guru has come to ME for advice on marketing turns me off faster than anything and when I read something like that, I promptly lose interest and leave!! Check the law for your state and obtain an opinion from an attorneyatlaw.
In this instance, your credit card balances will remain about the same. Certainly the indication so far is that life insurance applications will be treated quickly and sympathetically in the event of a terrorist attack, reiterated by the Association of British Insurers (ABI) and Ginger Applegarth of MSN Money who stated that for insurers to back out of paying a claim now would be considered unpatriotic and a marketing disaster. In Applegarths column, she includes an insurance checklist of the very basics that you have to do when making a life insurance claim.